Desi Hacks That Can Help Any Pakistani Retire As A Crorepati

10 Desi Hacks That Can Help Any Pakistani Retire As A Crorepati

Ever wondered how people who lived very middle class lives, after their retirement, just all of a sudden have everything? It’s not magic, neither is it luck.. it is consistent planning and saving. Every Pakistani needs to be in on this, to live a stable and peaceful life post retirement.

Here are some Desi hacks that will actually stabilize you financially once you retire.

1. Cut down on your wishes and start saving up. It doesn’t matter how much you earn, just remember, don’t spend it all!

Source: women24.com

Source: women24.com

2. You need a separate savings account, one like a piggy bank, which you have access to but cannot get inside till you break it. Just transfer whatever you’ve saved and let it be..

Source: giphy.com

Source: giphy.com

3. Save for when you need the money most – also make an emergency account for the rainy days. This will help keep the savings account intact, one which will be unbelievably full by the time you realize

Source: tumblr.com

Source: tumblr.com

4. Any bonus, extra income from your job, property, inheritance – anything that comes under the category of ‘bonus’ needs to be transferred in the savings account. ‘Katra katra samandar banta hai’

Source: gifsoup.com

Source: gifsoup.com

5. As your income increases, yearly, or whichever way – so should the portion of your savings

Source: giphy.com

Source: giphy.com

6. We suggest you never carry a credit card – it is the devil’s way of milking you dry. You will always pay more than if you had cash when you have a credit card

Source: teen,com

Source: teen.com

7. Even if you are saving as little as 1000 rs per month, that’s 12,000 annually, for starters – now imagine saving 10,000 rs per month – you can do the math…

Source: modernphilphina.com

Source: modernphilphina.com

8. DO NOT TRY TO HIT A SIX AND BECOME A CROREPATI – Don’t be stupid enough to invest in quick money making processes, that usually end up as scams

Source: tumblr.com

Source: tumblr.com

9. Invest in things that are well known and proven – in Pakistan, those things are property and gold

Source: tumblr/parhlo,com

Source: tumblr/parhlo.com

10. A harsh reality, which you need to act upon – don’t be too generous

Source: tumblr.com

Source: tumblr.com

So.. when do you start using these hacks? Where there’s a will, there’s a way.

-- Also see: Is Bahria Town Icon Tower Stealing Shah Ghazi’s Limelight?

--2 Also see: 9 Pakistani Superheroes Who Don’t Wear Capes

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